Terms and Conditions
Welcome to Iola Insurance Solutions. By accessing or using our website, services, or communications, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website or services.
These terms apply to all visitors, users, and customers who access our website or engage with our services.
Use of Our Website and Services
You agree to use our website and services only for lawful purposes and in a manner that does not violate any applicable laws or regulations. You may not use our website to:
Submit false or misleading information
Attempt unauthorized access to our systems
Disrupt website functionality or security
Use content for unlawful or prohibited activities
We reserve the right to restrict or terminate access to our services if misuse is detected.
Insurance Information Disclaimer
The information provided on this website is for general informational purposes only and does not constitute professional insurance advice or a binding agreement. Coverage options, pricing, and policy terms vary based on eligibility, underwriting approval, and provider requirements.
Final insurance coverage is subject to the terms and conditions of the issued policy.
Quotes and Services
Any insurance quotes provided through our website or representatives are estimates based on the information you provide. Final pricing and coverage details may change based on additional verification or underwriting review.
You agree to provide accurate and complete information when requesting services or quotes.
Intellectual Property Rights
All website content, including text, graphics, logos, and design elements, is the property of Iola Insurance Solutions unless otherwise stated. Content may not be copied, reproduced, distributed, or used without prior written permission.
Third-Party Links
Our website may include links to third-party websites or services for your convenience. We do not control or assume responsibility for the content, policies, or practices of any third-party websites.
Use of third-party services is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Iola Insurance Solutions will not be liable for any direct, indirect, incidental, or consequential damages resulting from:
Use or inability to use our website or services
Errors or inaccuracies in website content
Unauthorized access to personal information
Service interruptions or technical issues
Your use of our website and services is at your own risk.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy and SMS Privacy Policy, which describe how we collect, use, and protect your personal information.
SMS and Electronic Communications
By providing your contact information, you consent to receive communications related to your insurance services, including emails, calls, or SMS messages where permitted by law. You may opt out of certain communications at any time by following the instructions provided.
Message and data rates may apply depending on your mobile carrier.
Changes to These Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be posted on this page with an updated effective date. Continued use of our website or services indicates your acceptance of any revised terms.
Governing Law
These Terms and Conditions are governed by and interpreted in accordance with applicable laws and regulations. Any disputes arising from the use of our services will be subject to the appropriate legal jurisdiction.
Contact Information
If you have questions about these Terms and Conditions or our services, please contact our support team through our official communication channels.